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Making sure that your motorbike is insured is very important, a good insurance policy will keep your pride and joy protected from theft, damage and in the event, you have an accident. However, insurance can be confusing so to help we have compiled a quick guide as well as three top insurance companies to get your quote from.
The better your security is on your motorbike the better the discount you will likely receive to your premium. One way to do this is by using an approved chain that could reduce your premium by 2-3%. If your motorbike is fitted with an alarm and immobiliser then you may be able to get up to 10% off your insurance, so that is something to consider before you get your quote.
Make and model
It goes without saying that the more expensive and more powerful your motorbike, the more it will cost to fix or replace should anything happen to it. Bear this in mind if you were to make a claim you could see a higher premium.
Modifications and accessories
Modifications and accessories will also have an impact on your motorbike insurance. It might be that you have upgraded your engine or made changes to the bodywork, either way, you will need to declare these things when getting your insurance quote so that the cost you receive is an accurate and fair one.
Last and most important, do not lie or falsify any information as this will be deemed as fraud and could lead to your claim being repudiated and you may even be prosecuted. When it comes to motorbike insurance honesty is the best policy.
The Bike Insurer
If you are looking for the best motorbike insurance quote then using a price comparison site like The Bike Insurer is a great way to make sure you are getting a comparable quote. They have a wide range of brokers and can insure everything from mopeds to street legal racing bikes. If you find a quote cheaper elsewhere then they will aim to match it.
Bikesure has a great history when it comes to insuring bikes and can help with sales, renewals, claims and customer service. Their policies can help you insure everything from enduros to superbikes giving you a fair quote whether you are a young or experienced rider. No matter what motorbike you have Bikesure will be able to match a quote against their competition as they have access to 40 different motorbike and moped insurance schemes.
At Quotezone they will compare bike insurance quotes for a wide range of makes and models such as Yamaha, Aprilia, Honda, Harley Davidson, or Ducati. The process is simple, just provide Quotezone with information about yourself and your motorbike as well as what type of cover you like, and they will provide you with an instant quote based on the criteria.
Read about ‘finding the best motorcycle policy here